Another LOAN OFFER?

It looks as though I was right. Here's the second message on loans today.

---------- Forwarded message ----------
From: Global Loans and Investment <gloablfinance@yahoo.com.sg>
Date: Mon, Apr 7, 2008 at 4:54 AM
Subject: LOAN OFFER ================== EMAIL FOR APPLICATION
To:

Hello,

My Name is Mr. Willford Roberts, I have been arranging loans in UK for many years.  Since I do all the work myself and have no overhead, I am able to arrange better loans for my clients. Working with me or getting a loan from me will be close and personal. I am available seven days a week to facilitate your loan request. I can arrange your loan at a better interest rate of 0.4% Per Annum and at a lower cost than anyone else in town. If you are interested please mail me back at willfordroberts@live.com for more informations and enquiries.

Yours Truly,
Mr. Willford Roberts

Is this a loan scam?

This caught my eye this morning. It looks as though someone is trying this to see what results they will get.

Obviously the world wide "Sub Prime" catastrophy, which has hit lenders and banks really hard, may be the idea behind this. Which means it could be a start into a new scam market. The lottery scams, which started with a few test e-mails about 5 years ago, are a good example of how this could develop.

If you have had experience with this or anything similar please post a comment on this.

---------- Forwarded message ----------
From: danielle@maine.rr.com
Date: Mon, Apr 7, 2008 at 2:32 AM
Subject: Real And Legitimate Loan Offer
To:


Good Day,

I am a private investor i give out unsecured guarantee loans to Business Men and women who are into Business transaction, automobile purchase, house purchase loan and other personal loans E.T.C. we give out long term loan for five to fifty years maximum with 3% interest rate in this you can as well tell us the amount you need so that we will send to you the terms and condition that is if you are really interested in getting a loan from us, Loans are given out in Great British Pounds and United States Dollar the maximum I give is 20,000,000 both in pounds and $USD and the minimum 5,000 pounds and USD$.

OUR PACKAGES INCLUDE;
*Home Loan
*Auto Loan
*Mortgage Loan
*Business Loan
*International Loan
*Personal Loan

I also render Collateral And Non- Collateral Loans For Your Business Startup. If you are interested you Fill out the application details below so that we can start the processing of your loan sum.

APPLICATION DETAILS

First Name:_________________________ __
Last Name:_________________________ ___
Gender:_______________________ ________
Marital status:_______________________
Contact Address:______________________
City/Zip code:________________________
Country:______________________ ________
Date of Birth:________________________
Amount Needed as Loan:________________
Loan Duration:_____________________ ___
Monthly Income/Yearly Income:_________
Occupation:___________________ ________
Purpose for Loan:_____________________
Phone:________________________ ________
Fax:__________________________ ________

In acknowledgment to these details, I will send you a well calculated Terms and Condition which will include the agreement.

Furthermore be informed that you will also need a form of Identification which can be either a Driver's License or your working Identity card. For
more informations send your application to hipsonfinancialservices@gmail.com

Mr.Hipson Scart
CEO/HIPSON FINANCE

Money Transfer Scam | Barcley Bank | Miss.Ema Oke

This is an almost exact copy of the previous message. The name has been changed slightly and a different e-mail address is being used.

It almost looks like they are split testing this message.

---------- Forwarded message ----------
From: Miss.Ema Oke <misssemaoke@yahoo.com>
Date: Dec 26, 2007 1:51 PM
Subject: ATTN: BENEFICIARY.
To: e@yahoo.ca


Dear Sir,

My name is Mrs. Okere. I work with the Barclay bank Ghana West Africa.
kindly be informed that we have over draft of US$29.5Million dollars in our bank. So based on this matter, I and my pattern has decided to contact a foreign person like you whom shall then contact our bank as the beneficiary to the fund as we shall present you to the bank.
You will get 40% plus 5% of the total sum for your assistance. Be advised that you will be responsible for any charges out side the bank, which is why we are giving you the above mentioned 5%. But be informed that all transfer charges at the bank shall be deducted from the total sum.

All required of you for now is just to call me on my direct cell phone +233 206777941, or forward your cell phone number so that I can call you and advise you on how to start your first contact with the bank. We need a lawyer as well for our documentations. Remember on no condition shall my name be mentioned before the bank, because I work there, I hope this is well understood by you.

Regards,
Mrs. Okere.
Ghana, Accra.
West Africa.

Roseline Williams from the Ivory Coast

Roseline sent me a short note saying she need my help

---------- Forwarded message ----------
From: Roseline williams
Date: Oct 31, 2007 2:21 PM
Subject: urgent from Roseline
To: ross_williams10@yahoo.co.nz


Hello Dear,
My name is Roseline Williams from Cote D'Ivoire in West Africa, I Came across your profile after my prayers and have decided to get in touch with you , I need your urgent assistance for investment project in your country. what I need from you is to be a good and honest partner who will assist me to receive my fund over there for investment. I am in a sincere desire of your humble assistance in this regards. Your suggestions and ideas will be highly regarded. I am assuring you that this transaction is 100% legitimate and risk free. For more details please get back to me. I am waiting for your urgent response in this regard.

Yours Sincerely
Roseline

If you believe this, you are crazy!

Do you know how long it would take for you to withdraw 10 Million Dollars from an ATM machine? Although it sounds practical, these crooks must have thought it would be amusing to see how many people fall for this.

By the way, take a look at who has supposedly signed this message.

---------- Forwarded message ----------
From: ATM CARD PAYMENT SYSTEM
Date: Oct 24, 2007 10:53 PM
Subject: ATM CARD PAYMENT SYSTEM.
To: undisclosed-recipients


HELLO,
ATM CARD PAYMENT SYSTEM.

We have instruction to pay $10 million USD to you via ATM Card system as one of the outstanding contractors due for payment with the federal government of Nigeria.

By this method,a Domicillairy account will be created in your name in one of the commercial banks here in Nigeria and you will be given the account number and pin code to be able to check and monitor your account online while an ATM CARD will be sent to you to enable you withdraw at any ATM center allover the world.

You are to re-confirm to me the followings details for immediate card payment

1. FULL NAME

2. DELIVERY ADDRESS

3. PHONE,FAX & CELL NUMBER.

4.COMPANYUDETAILS & CONTACTS

5. A SCAN COPY OF INT'L PASSPORT OR DRIVERS LICENSE.

6. EQUITY ACCOUNT (YES OR NO.)

Therefore,you are requested to contact our ATM PAYMENT officer,Mrs Johnson Watson,on her email is (card6000000@myway.com) You are therefore required to contact her immediately so that you can be told what is required for the account creation and the payment as well as delivery of the card.

Sincerely,

Prof Chukuwma Soludo,
Governor,
Central bank of Nigeria.

Fondation de France is often used as a front

Just a couple of days ago this e-mail came in. The exact same message was received today.

Reading it, I ask myself this question, "why would an organisation like this choose me to receive a donation?". I have not made an application or request or a grant. Of course the mail is a fraud and does not come from the FDF, but I can imagine that all sorts of people from, all over the world, would be more than excited to get this message.

The problems here are, not only does the FDF make grants of money but it's main language is French. This means people receiving this mail, who don't speak French, will only understand that the FDF gives grants. They will more than likely not realize that they have been contacted by crooks and not by the real FDF until it's too late.

Here are previous fraud e-mails using the Fondation de France as a front

---------- Forwarded message ----------
From: Mrs. Claudia Lauren <office.donationcenter2@gmail.com>
Date: Oct 23, 2007 4:56 AM
Subject: IMPORTANT NOTICE...
To: undisclosed-recipients



THE FONDATION DE FRANCE(EU)
http://www.fdf.org
16 Rue Lanterne,
Lyon 69001, France.

The Fondation De France(FDF) would like to notify you that you have been chosen by the board of trustees as one of the final recipients of a cash Grant/Donation for your own personal, educational, and business development.The FDF, established 1977 by the Multi-Million groups and now supported by the Economic Community for West African States (ECOWAS),United Nations Organization (UNO) and the European Union (EU) was conceived with the objective of human growth,educational, and community development.

In conjunction with the ECOWAS, UNO and the EU, We are giving out a yearly donation of US$1,350,000.00 (One million, Three hundred and Fifty thousand United states dollars only)  each to 100 lucky recipients. These specific Donations/Grants will be awarded to 100 lucky international recipients worldwide; in different categories for their personal business development and enhancement of their educational plans. This is a yearly program, which is a measure of universal development strategy.

Kindly note that you will only be choosen to receive the donation once,which means that subsequent yearly donation will not get to you again.Take time and thought in spending the donation wisely on something that will last you a long time. Recipients are only eligible to be awarded this donation once.

Based on the random selection exercise of internet websites and millions of supermarket cash invoices worldwide, you were selected among the lucky recipients to receive the award sum of US$1,350,000.00 as charity donations/aid from the Fondation De France, ECOWAS, EU and the UNO in accordance with the enabling act of Parliament. (Note that all beneficiaries email addresses were selected randomly from over 100,000 internet websites or a shop's cash invoice around your area in which you might have purchased something from).

You are required to contact the Executive Secretary and Head of Representation below, for qualification documentation and processing of your claims. After contacting our office, you will be given your donation pin number, which you will use in collecting the funds. Please endeavor to quote your Qualification numbers (FDF-444-6647-9163) in all discussions to the executive sec ( EU Donation center Head office in UK ).

Alpha Consultants Law firm & Schmitz Associates
(Solicitors Advocates & Arbitrators)

Executive Sec and Head of FDF
Representation :
Barr.George Williams
Email: executive-sec.foundationcenter1@info.lt
Tel: +44-704-573-6896
Fax: +44-870-471-8257


Please note that these donations/Grants are strictly administered by the EU, ECOWAS, UNO. You are by all means hereby advised to keep this whole information confidential until you have been able to collect your donation, as there have been many cases of double and unqualified claim, due to beneficiaries informing third parties about his/her donation. 

Finally, all funds should be claimed by their respective beneficiaries,not later than 20 days after notification. Failure to do so will mean cancellation of that beneficiary and its donation will then be reserved for next year?s recipients.

On behalf of the Board kindly, accept our warmest congratulations.

Regards.
Mrs. Claudia Lauren

They always come as a surprise, don't they?

This message is also one that has been sent very frequently. The text remains the same, just the names are changed.

The basic tenure of the message is to give the impression that the lady is an unfortunate Christian who has lost her husband and is also stricken with cancer. Of course, regretting how she has lived, she wishes to to atone by giving her money to a trustworthy person to distribute to charities.

The moral of story is, people who contact the sender, end up sending money and not receiving it.

That's why a so called Barrister is named. Within a very short time you no longer Victoria Moore mentioned in any correspondence.

---------- Forwarded message ----------
From: VICTORIA C MOORE <matatakcja@yahoo.co.uk>
Date: Oct 21, 2007 11:38 PM
Subject: CAN I TRUST YOU ?
To:



Compliment Of The Day,

I am sure this mail would be coming to you as a surprise, well I am Victoria.C.Moore, wife of Late Sir Albert Ellen Moore an Irish citizen who died in the aftermath of the political crisis in Lome, Togo Aged 68, I got your information from a business directory at the British Chamber
of Commerce and Industries when I was searching through for a foreigner that will be trusted.I have been sick and bedridden; I am infected with cancer as you may know is a
terminal disease. Presently, my speech capacity has been seriously impaired.

As you read this, I do not want you to feel sorry for me, because, I believe everyone will die someday because according to medical experts I will not live long since my ailment has defiled all forms of medical treatment; so I have decided to accept my fate while dedicating the rest of my life to the service of God by rendering service to humanity on behalf of my husband whom I will be joining shortly,While alive, my husband and I have not particularly lived our life so well, as we never really cared for anyone (not even ourselves) but business.

Though we were very rich but never generous, always hostile to people and only focused on business as that was the only thing we cared for.But now I regret all this as I now know that there is more to life than just wanting to have or make all the money in the world.I believe when God gives me a second chance to come to this world I would live my life a different way from how I have lived it. Wherever my husband is I know he will be happy with my decisions I have willed and given most of my property and assets to my immediate and extended family members as well as a few close friends, I have also distributed money to some charity organizations in the Algeria, Sudan, India,Sierra Leone,Cambodia and Malaysia. Now that my health has deteriorated so badly, I cannot do this myself any more.

I once asked members of my family to close one of my accounts and distribute themoney which I have there to charity organization in Bulgaria and Pakistan; theyrefused and kept the money to themselves. Hence, I do not trust them anymore, as they seem not to be contended with what I have left for them,The last of the funds which no one knows of, is the
cash deposit in one of the banks here. I want to know if you can be of good help to dispatch these funds to CHARITY organizations. I have set aside 20% of the total amount $2,000,000.00 (Two million dollars) for you and your time and patience for carrying out this
duties. This means you will keep $400,000 (Four hundred thousand dollars) for yourself and donate the rest to any charity organization. May God be with you as you have decided to take a bold step to heal the world with me or even in my demise. I am going in for an operation now, and I dont think I will make it. And this hurts.If you can give me this assistance, you can then contact my lawyer who will assist you in getting the funds to you in my absence if I die or not.He would give you more details. His name is Barr. Thomas Frederich and his email address is: ( barthomasfre@aim.com ) He would guide you through
receiving the funds.

Yours sincerely,
Victoria.C.Moore

Zuma Hazan has an inheritance for you

I am sure most people remember the Concorde airplane crash in France eight years ago. It was one of those events which shocked the world. Most of the passengers were European with a lot German citizens on board.

Zuma (or is it Hazan? ) has taken the crash story to build a basis for this inheritance story. The crash really happened, but this story is just not true.

---------- Forwarded message ----------
From: ZUMA HAZAN
Date: Oct 20, 2007 2:28 PM
Subject: Urgent and confidental
To:



FROM THE DESK OF MR ZUMA_HAZAN
MANAGER AUDIT AND ACCOUNTING DEPARTMENT
BANK OF AFRICA( B.O.A )
BURKINAFASO W/AFRICA
I am Mr Zuma_Hazan, Manager Audit Accounting Department BANK OF AFRICA( B.O.A )I would like to know if this proposal will be worth while for your acceptance.
I have a Foreign Customer,Manfred Hoffman from Germany who is an Investor, Crude Oil Merchant and Federal Government Contractor that was a victim with Concord Air Line, flight AF4590 killing 113 peole crashed on 25 July 2000 near Paris leaving a closing balance of Twelve
Million Eight Hundred Thousand United States Dollars ($12.8m) in one of his Private US Dollar Accountthat is been managed by me as the Customer's Account Officer.
Base on my security report, these funds can be claimed without any hitches as no one is aware of the funds and its closing balance except me and the customer (Now Deceased) therefore, I can present you as the Next of Kin and we will work out the modalities for the claiming of the funds in
accordance with the law.
If you are interested, Please call me to discuss in further details and our sharing ratio will be 60% for me and 30% for you.while 10% will be for the neccesary expenses that might occur along the line. +22676642303
Thank you,
Sincerely
Zuma_Hazan.
N.B.In other for you to beleive me honestly try and go through this
(website)before you start with me.
Below is the website.
(http://news.bbc.co.uk/1/hi/world/europe/859479.stm)

Yukos Oil money from a top oligarch

Man! These people write a lot of swollen drivel, don't they?

Here's an earlier Khordokovsky e-mail.

---------- Forwarded message ----------
From: Mr Igor Ivanov <igor82ivanov@yahoo.pl>
Date: Oct 19, 2007 9:11 PM
Subject: Business Offer From Yukos Company
To: undisclosed-recipients


ear Friend,

How are you?

My name is Igor Ivanov i represent Mr. Mikhail Khordokovsky the former C.E.O of Yukos Oil Company in Russia. I have a very sensitive and confidential brief from this top (oligarch) to ask for your partnership in re-profiling funds for us.

I will give the details, but in summary, the funds are coming via Bank Menatep. This is a legitimate transaction. You will be paid 10% for your "Management Fees". If you are interested, please write back by mail and provide me with your confidential telephone number, fax number and email address and I will provide further details and instructions.

Please keep this confidential; we can't afford more political problems. Finally, please note that this must be concluded within two weeks. Your area of trade or specialization is not an hindrance to the successful execution of this transaction. I have reposed my confidence in you and hope that you will not disappoint me. I wait in anticipation for your reply.Contact email igor27ivan@yahoo.pl please visit the following sites.

http://www.yukos.com
http://news.ft.com/cms/4bb9612a-d254-11d8-b661-00000e2511c8.html
http://www.hoovers.com/yukos/--ID__53700--/free-co-factsheet.xhtml
http://www.npr.org/templates/story/story.php?

Thank you very much.
regards,
Mr Igor Ivanov

African Bank Manager offering you cash

The inheritance or "next of kin" story is one of the older kinds of 419 fraud messages. There are a whole range of names used to give the stories more of a background. This one is kept anonymous.

---------- Forwarded message ----------
From: mubarak hassan <mu_barak_hassan157@hotmail.fr>
Date: Oct 18, 2007 6:41 PM
Subject: FROM THE DESK OF MUBARAK HASSAN/VERY URGENT
To:

 
 FROM THE DESK OF MUBARAK  HASSAN
BILL AND EXCHANGE MANAGER,
AFRICAN DEVELOPMENT BANK  (ADB)
OUAGADOUGOU, BURKINA FASO.
 
Dear Friend, How are you,first i will explain my self little to you before we continue. I am the manager of bill and exchange at the foreign remittance department of AFRICAN DEVELOPMENT BANK(ADB)I am writing to seek your interest over a transaction.In my department we discovered an abandoned sum of $15m US dollars (FIFTEEN MILLIONS US DOLLARS) .
 
In an account that belongs to one of our foreign customer who died along with his entire family in November  2002 in a plane crash. Since we got information about his death, we have been expecting his next of kin to come over and claim his money because we cannot release it unless somebody applies for it as next of kin or relation to the deceased as indicated in our banking guidelines but unfortunately we learnt that all his supposed next of kin or relation died alongside with him at the plane crash leaving nobody behind for the claim.
 
It is therefore upon this discovery that I and other officials in my department now decided to make this business proposal to you and release the money to you as the next of kin or relation to the deceased customer for safety and subsequent disbursement since nobody is coming for it and we dont want this money to go into the Bank treasury as unclaimed Bill.
 
The Banking law and guideline here stipulates that if such money remained unclaimed after five years, the money will be transferred into the Bank treasury as unclaimed fund. The request of  foreigner as next of kin in this business is occasioned by the fact that the customer was a foreigner and a Burkinabe cannot stand as next of kin to a foreigner.
 
We agree that 30% of this money will be for you as foreign partner,in respect to the provision of a foreign account, 10 % will be set aside for expenses incurred during the business and 60 % would be for me and my colleagues. There after I and my colleagues will visit your country for disbursement according to the percentages indicated. Therefore to enable the immediate transfer of this fund to you as arranged,you must apply first to the bank as relations or next of kin of the deceased indicating your bank name, your bank account number, your private telephone and fax number for easy and effective communication and location where in the money will be remitted.
 
Upon receipt of your reply, I will send to you by fax or email the text of the application.I will not fail to bring to your notice that this transaction is hitch free and that you should not entertain any atom of fear as all required arrangements have been made for the transfer .You should contact me immediately as soon as you receive this letter.
 
Trusting to hear from you immediately.
 
Your faithfully,
MUBARAK  HASSAN
Bill and Exchange Manager,
Africa Development Bank (A.D.B)

Professor Charles C. Soludo wants to send me some cash

Beware of messages from African Bank Governors offering you a pile of money, especially if they use Yahoo freemail accounts!

---------- Forwarded message ----------
From: CENTRAL BANK PAYMENT OFFICE <yaraduapresident@yahoo.com>
Date: Oct 16, 2007 1:25 PM
Subject: ATTN BENEFICIARY, CENTRAL BANK PAYMENT UPDATES
To: undisclosed-recipients


ATTN BENEFICIARY, CENTRAL BANK PAYMENT UPDATES
CENTRAL BANK OF NIGERIA
TINUBU SQUARE, VICTORIA ISLAND, LAGOS
FEDERAL REPUBLIC OF NIGERIA.

(OFFICE OF THE GOVERNOR)

PROFESSOR CHARLES C.SOLUDO,
EXECUTIVE GOVERNOR,
CENTRAL BANK OF NIGERIA (CBN).
OFFICE TEL#: +234-1-7658968 ext 6
OFFICE FAX#: +234-1-7652222
PERSONAL E-MAIL: www.cbn_governorsoffice@yahoo.com
OFFICIAL E-MAIL: enquiries@cbngovoffice.ng
WEBSITE: www.cenbank.org
CBN 2007.
CONTRACT #: MAV/NNPC/FGN/MIN/009,
Swift Code: BPH KPL PK,
A/C#: 329606=101244=169=678
CENTRAL BANK NIGERIA.
Our Ref: CBN/IRD/CBX/021/07
IMMEDIATE PAYMENT REF: CBN/IRD/CBX/021/07

THIS IS AN OFFICIAL NOTIFICATION OF FUNDS DEPOSITED IN YOUR NAME AND
IT IS NOT A SALES SOLICITATION.

I am Professor Charles C. Soludo Governor, Central Bank Of Nigeria (CBN). The mentioned bank is known for the safekeeping of special and valuable packages and baggage in trust for reputable clients that are honest and trustworthy.

We work in collaboration with top firms and Governments of various countries as we have earned a name as a service whose hallmarks in reliability and confidentiality are revered. International missions and Embassies of the world have used our services to satisfaction.

A benefactor whose identity can not be disclosed because of the Non Circumvention and Non Disclosure Agreement that was signed with the said benefactor when the funds were being deposited in the Central Bank of Nigeria, made you the beneficiary of a package containing some amount of money and stated clearly that you should only be contacted when the time signed for it to be in our care elapses and the time has already elapsed that is why you are being contacted.

The Non Circumvention and Non Disclosure Agreement signed with the benefactor mandates us to fully divulge and disclose the benefactor's identity 18 months after you; the beneficiary has received the funds.

The funds totals $10.000, 000.00 (Ten Million Dollars) I shall re- confirm to you are fully free of any liens, or encumbrances and are clean, clear and non-criminal origin and are available in the form of CASH.

You are hereby advised to reconfirm your Full Contact Information for verification with information contained in our computer database as well as other relevant information in the format stated below so that the funds would be arranged by the diplomats who will be moving the funds from the Central Bank of Nigeria to be brought to you.

I would also inform you clearly here that you must procure an affidavit of claim of ownership before the commencement of the diplomat bringing the funds to you, this you will be informed as soon as your information is received.

The Diplomats shall accompany you to your bank (if you want them to) to deposit the funds in your name and submit all documentations of proof of the origin of the funds in other to exonerate you from any form of investigations or interrogation and to authenticate the fact that the funds are clean and has no links whatsoever with either drugs or terrorism.

The Requested Information is to ensure that no mistake or error is made and it should be forwarded in the manner stated below:

Kindly re-confirm to me the followings:

1 First and last name
2 Direct Phone, fax and mobile #.
3 Your Complete Residential address.
4 Occupation
5 Age and Sex
6. A copy of your Driving License or International Passport

Complete the above and send to my personal Banking e-mail address below

www.cbn_governorsoffice@yahoo.com

YOURS SINCERELY,

OFFICE OF THE CENTRAL BANK GOVERNOR
EXECUTIVE GOVERNOR,
CENTRAL BANK OF NIGERIA (CBN).
OFFICE TEL#: +234-1-7658968 ext 6
OFFICE FAX#: +234-1-7652222
PERSONAL E-MAIL: www.cbn_governorsoffice@yahoo.com
OFFICIAL E-MAIL: enquiries@cbngovoffice.ng
WEBSITE: www.cenbank.org

CBN 2007.

I got tagged!

This video is a couple of months old, but it shows how the 419 scam artists look for potential victims using social networks.

I got Tagged!
Uploaded by mikehcg

What happend during the pause?

A lot of you may have noticed that I have not been posting any scam e-mails since April of this year. To explain, I do this in my spare time and earn my money doing other things.

Doing these "other things" has prevented me from posting on a regular basis, as I would like to. I shall endeavor to change that in the future.

On a different note, I just had a look at my archives. Lo and behold! There are 1109 scam e-mails that been received on my various accounts since April!

Most days I get between 5 and 10 of them a day, but during the summer there was a low period with maybe 2 to 3 coming in daily. I reckon on that increasing as we get closer to the Christmas season.

This is certainly not the number which used to sent in the past. There were some years where over 4000 scam mails were received. That is not counting copies which were sent by readers.

I don't believe that means the 419 and lottery types scams are drying up. My impression is that some scams may not be working as well as they have in the past.

Unfortunately, there still enough people on our planet who have never heard of anything of scams like this before. So, it might be getting harder to get hold of potential victims, but I don't believe this will deter the various crooks from stopping their campaigns. It's just too easy!

Nuhu Ribadu and the Nigerian Commission

Now this one is very original in that they have come up with a completely new story. Under the pretence of acting as an official Nigerian Government Commission responsible for financial crime, these people are obviously targeting people who have already been involved with Nigerian 419 criminals, dropping the "government payment of funds" bait. They have even listed several names to give the impression that they are indeed from the commission.

Unfortunately, this e-mail has all the hallmarks of a typical 419 scam. So my advice to you? Forget it!

---------- Forwarded message ----------
From: RIBADU
Date: Feb 3, 2007 11:36 AM
Subject: ECONOMIC AND FINANCIAL CRIME COMMISSION
To: abello@usb.ve


OFFICE OF THE PRESIDENCY
ECONOMIC AND FINANCIAL CRIMES COMMISSION
14A AWOLOWO LANE, IKOYI
LAGOS NIGERIA.
Motto: No Body is Above the LAW
TEL:234-8067344720
EMAIL ADDRESS IS:efcc_nigeria707@yahoo.it


FROM THE DESK OF: NUHU RIBADU
ATTN: BENEFICIARY,


RE: BE CAREFUL OF THE HOODLUMS

Following the recent broadcast of the president and the commander in chief of armed forces of the federal republic of Nigeria during the visit to the America President Mr. George W. Bush, his speech to the united nation, couple with recommendation and resolution of his last visit to South Africa, British, France and the UNGA United Nations General Assembly in New York), a total sum of $2.8 Billion was mapped out by the SENATE to settle all outstanding foreign debts owned to contractor this year.

It has therefore become imperative for us to explore our options for reducing our debt servicing policy to affordable and sustainable levels. On the order of the president as a mark of his reconciliation and image laundering exercise toward sanitizing the battered image of the federal republic of Nigeria abroad.

I am Nuhu Ribadu Chairman Economic And Financial Crime Commission, a committee set up by the Federal Government of Nigeria under the able President Olusegun Obasanjo. The purpose of the committee among other is to investigate, verify and settle all outstanding debts owed to foreign contractors whose payment is overdue. During the last military dictatorship of Late General Sani Abacha, many abnormalities had happened in the Central Bank of Nigeria and Union Bank of Nigeria where some top official of the apex Bank collaborate with imposters and abandon our contractor half way with levies and taxes.

Consequently, we received a directive from the office of the president, ordering the above office to settle all genuine contractors whose debts has been outstanding for a long time now. These are those who has shown sufficient proof regarding the release of their fund, And we wish to inform you that in our record here, you have fulfilled such conditions.

But the reasons why your own Transfer has to be delayed is because, there is presently a counter claims on your funds by one Mr. Peter Woo, who is presently trying to make us believe that you entered into an agreement with him, to help you in receiving your fund, in his bank account in China. So here comes the big question. Did you sign any Deed of Assignment in favor of Mr. Peter Woo, thereby making him the current beneficiary with the following account details: Account Name: Indo-China Group Ltd, A/C #: USD114-102-5567-8, Bank Name: Standard Chattered bank, 138-141 1st Floor, Edinburgh Tower, the Landmark, 15 Queens Road, Central Hong Kong, Swift Code: SCBL 11k111.

If you did not sign, nor authorize Mr. Peter Woo to receive your payment on your behalf, kindly reconfirm to us, your genuine bank account details, to avoid making payment to a wrong person, attempt to divert your payment to a new account without your knowledge may have been done by your local representative with the assistance of some (Union Bank of Nigeria) Officials, of whom most of them are presently under our custody and will face prosecution under section 35A sub section 1-2-4 of the criminal code of Nigeria, pending on when we finish with our investigation.

This office is glad to inform you that your payment shall be made as soon as this information needed from you is submitted, either by Telegraphic Transfer or by international Certified Bank Draft. We are sorry to inform you that the Federal Government of Nigeria had made it clear to all foreign contractors whose payment is overdue, to be paid immediately hence all the modality relating to the release of your contract fund had been completed. You are advised to stop any further communication with your local representative(s) any officials (s) department of the CBN or Union Bank or any Government parastatal. This is to forestall new effort towards a diversion of your payment.

This office supersedes every other department in the CBN ,every other banks in Nigeria and correspondence bank abroad and is thus responsible for the final payment. The consequences of not heeding to this warning would be yours.

Although we have been able to come up with some good result about the people that have extorted money from you illegally and i wish to list them so that you will personally indicate them by writting back because we want to make your payment to youwithout any delay but we must surely deal and bring this names to book if only you will indicate correctly any of them.

The names of the Touts that have been arrested are as follows:

1)Dr.ken in U S A
2) PROF CHARLES SOLODO
3) CHIEF JOSEPH SANUSI
4)DR. R.RASHEED
5) BARRISTER AWELE
6)BARRISTER UCHEUZO WILLIAMS.
7) DR. HANZ MUSSA
UNION BANK (NIGERIA) PLC
8)Mr. Ernest Chukwudi Ebi
9)Mr Eric William
Deputy Governor - Policy / Board Member
10) Mr. Tunde Lemo Deputy Governor - Financial Sector Surveillance /
Board Member
11)MR CUPPA ACOKA.
FEDERAL GOVERNMENT OF NIGERIA.
12)Mrs. W. D. A. Mshelia
Deputy Governor - Corporate Services / Board Member

The above listed names are been traced/investigated by our team and some of them have elope the country and note that if any of them is caught and find guilty he/she will go to jail for 25 years(twenty five years) as it is under the Degree 47 of the constituition of Nigeria under section of criminal law.


So we are waiting for you to write us and inform us if any of the above names have once contacted you in respect to the your fund if yes dont waste time to indicate it immediately.

We applogise on behalf of the President and the good citizens of Nigeria for any delay and lost this most have coursed you and promise that such thing will not happen again.And if you are dealing with any one of them regarding this payment we urge you to STOP because you are taking a big risk and you never find your money because your funds in the total sum $30,000,000.00 (Thityty Million United States Dollars) is now with the WEMA BANK OF NIGERIA PLC a commercial recently approved by the Presidency to fulfil all foreign payments.

Considering the circumstances at hand, you are advice not to accept any fax or telephone calls that does not come from this office. Call me immediately you receive this message for more information or send your reply to this email as:efcc_nigeria707@yahoo.it

Best regards,
NUHU RIBADU

CHAIRMAN: ECONOMIC AND FINANCIAL CRIME COMMISSION(E.F.C.C).
ASSISTANT CHAIR PERSON (MRS ROSE OBI).

Benedict McCarthy doing the Inheritance scam from South Africa

The "Rider Haggard" address shows this is basically an e-mail which has been used for years now. Only Benedict McCarthy is new.

---------- Forwarded message ----------
From: Mccarthy Benedict
Date: Feb 1, 2007 4:03 PM
Subject: FROM THE DESK OF MCCARTHY BENEDICT
To:

3/5 RIDER HAGGARD
CLOSE, JO, BORTO:
SOUTH AFRICA.
EMAIL : mccarthybenedict@gawab.com

(RE: TRANSFER OF ($ 126,000.000.00 USD}
ONE HUNDRED AND TWENTY SIX MILLION DOLLAR
ATTENTION: CEO,

Dear Sir,

I am Mr. Mccarthy Benedict. the Auditor General of one of the prime banks here South Africa, during the course of our auditing,I discovered a floating fund in an account opened in the bank in 1995 and since 1998 nobody has operated on this account again,after going through some old files in the records I discovered that the owner of the account died without a [heir] hence the money is floating and if I do not remit this money out urgently it will be forfeited for nothing.

The owner of this account is Mr. Allan P.Seaman, a foreigner, and an industrialist, and he died, since 1996. and no other person knows about this account or any thing concerning it, the account has no other beneficiary and my investigation proved to me as well that Allan P. Seaman until his death was the manager Diamond Safari [pty]. S.A.

We will start the first transfer with twenty six million [$26,000.000] upon successful transaction without any disappoint from your side, we shall re-apply for the payment of the remaining rest amount to your account.

The amount involved is (USD 126 M) One hundred and twenty six million United States Dollars only. I want to first transfer $26,000.000 [Twenty six million United States Dollar] from this money into a safe foreigners account abroad before the rest, but I don?t know any foreigner, I am only contacting you as a foreigner because this money can not be approved to a local person here, without valid international foreign passport, but can only be approved to any foreigner with valid international passport or drivers license and foreign a/c because the money is in US dollars and the former owner of the a/c Mr. Allan P. Seaman is a foreigner too,and the money can only be approved into a foreign a/c.

However, we will sign abinding agreement, to bind us together. I am revealing this to you with believe in God that you will never let me down in this business. Send also your private telephone and fax
number including the full details of the account to be used for the deposit.

I want us to meet face to face to build confidence and to sign a binding agreement that will bind us together before transferring the money to any account of your choice where the fund will be safe.Before we fly to your country for withdrawal,sharing and investments.I need your full co-operation to make this work fine, Because the management is ready to approve this payment to any foreigner who has correct information of this account, which I will give to you,upon your positive response and once I am convinced that you are capable and will meet up with instruction of a key bank official who is deeply involved with me in this business.

I need your strong assurance that you will never,never let me down.With my influence and the position of the bank official we can transfer this money to any foreigner?s reliable account which you can provide with assurance that this money will be intact pending our physical arrival in your country for sharing. The bank official will destroy all documents of transaction immediately we receive this money leaving no trace to any place and to build confidence you can come immediately to discuss
with me face to face after which I will make this remittance in your presence and three of us will fly to your country at least two days ahead of the money going into the account.

I will apply for annual leave to get visa immediately I hear from you that you are ready to act and receive this fund in your account. I will use my position and influence to obtain all legal approvals for onward transfer of this money to your account with appropriate clearance from the relevant ministries and foreign exchange departments.

At the conclusion of this business, you will be given 20% of the total amount, 70% will be for me, while 8% will be for expenses both parties might have incurred during the process of transferring, while 2% for charity, as a mark of God's gratitude for the blessing.

Please,I look forward to your earliest reply through this my private email address: mccarthybenedict@gawab.com

Regards,
Mr. Mccarthy Benedict
mccarthybenedict@gawab.com

Hon-Hing Wong has a German inheritance for you

This e-mail is an inheritance scam e-mail. The story is basically what the Africans write, just set in a Chinese background.

---------- Forwarded message ----------
From: Mr. Hon-Hing Wong
Date: Feb 2, 2007 12:18 AM
Subject: GOOD DAY!!!
To: undisclosed-recipients

MANAGING DIRECTOR
DAH SING BANK LTD
36TH FLOOR DAH SING BANK
FINANCIAL CENTRE LTD.
108 GLOUCESTER ROAD,
HONG KONG

Dear Friend,

I am Mr. Hon-Hing Wong , Managing Director Dah Sing Bank Ltd, Hong Kong. I am contacting you with respect to a portfolio amounting to $35,520,000 USD (Thirty Five Million, Five Hundred and Twenty Thousand United States Dollar) deposited by a German Merchant named Mr. Mathew Schneider. On the 18th of October 2002 Mr. Mathew Schneider deposited $12,000,000 USD (Twelve Million United States Dollars) under our portfolio management department for four years and the deposit matured on the 18th of October 2006 with over 196% growth which amounted to a total of $35,520,000 USD (Thirty Five Million, Five Hundred and Twenty Thousand United States Dollar).

Mr. Mathew Schneider, has since passed away without stating his next of kin because he deposited the funds in our establishment at a point he was finalizing divorcing his wife and had no kids coupled with the fact that he was an orphan, this funds has since mature and the roll-over on the funds has also expired. This sum of $35,520,000 USD (ThirtyFive Million, Five Hundred and Twenty Thousand United States Dollar) is still in my possession in my Bank lifeless and unnoticed because there will never be a claim on the funds and allmaterial and immaterial documents and certificates relating to the funds is also in my possession.According to the Hong Kong Law regulating cases of this nature which is also typical to otherAsian countries, at the expiration of 5 (five) years, such funds will revert to the ownership ofthe Government for financing military operations, such as purchasing of arms and ammunitionsfor the military. In order to avert this negative development, I will like to seek for your permission as a foreigner to stand as the next of kin to Mr. Mathew Schneider so that the fruits of this old man's labor will not be use for financing weapons which will further enhance the courses of war in the world in general. The money will be paid into your account for us to share in the ratio of 60% for me and 35% for you and the balance of 5% for will be responsible for the major /trivial expenses incurred in the course of the transaction. There is no risk at all as all the paperwork for this project will be done by my attorney and with my position as the credit officer guaranteesthe successful execution of this project. If you are interested, please reply immediately. Upon your response, I shall then provide you with further information's and modalities that willhelp you understand the transaction. You should observe utmost confidentiality, and rest assured that this project would be most profitable for both parties because I shall require yourassistance to invest my share in your country.
Awaiting your urgent reply.
Email:mr_hingwong@yahoo.com.hk

Thanks and regards.

Mr. Hon-Hing Wong

Ahmed Hassan's classic scam e-mail

Here we go once again with a classic 419 scam e-mail

---------- Forwarded message ----------
From: ahmed hassan
Date: Feb 2, 2007 12:46 AM
Subject: From Ahmed Hassan
To: undisclosed-recipients

Hello,

I am AHMED HASSAN the only son of late former Director of finance, Dr MOHHAMED HASSAN of Sierra-Leone diamond and mining corporation.I must confess my agitation is real, and my words is my bond, in this proposal. My late father diverted this money meant for purchase of ammunition, for my country, during the peak of disastrous civil war in my country, now he has deposited the money with BANK here in Abidjan, where I am residing under political Assylum. Now the war in my country is over with the help of ECOMOG soldiers,the present government of Sierra Leone has revoked the passport of all officers who served under the former regime and now ask countries to expel such person at the same time freeze their account and confiscate their asset, it is on this note that I am contacting you, all I needed from you is to furnish me with your bank particulars:
your private telephone /fax numbers.

For you to assist me transfer this money in your private bank account, the said amount is five million United States dollars. I am compensating you with 15% of the total money amount,now all my hope is banked on you and I really wants to invest this money in your country, were their isstability of Government,political and economic welfare. Honestly I want you to believe that this transaction is real and never a joke. My late father Dr. MOHHAMED HASSAN gave me the deposit slip issued to him by the Bank on the date of deposit, for you to be clarify because, I do not expose my self to anybody I see, I believe that you are able to keep this transaction secret for me because this money is the hope of my life,it is important.

Please write me immediately after you must have gone through my message fill free and make it urgent. That is the reason why I offered you 15% of the total money amount, and in case of any other necessary expenses you might incure, I am resolving to give you an addition of 5% during this transaction. N.B Try and negotiate for me some profitable blue chip investment opportunities which is risky free which I can invest with this money when it is transferred to your account, personally I am interested in estate management and hotel business, please advise me. And promise me and my younger sister to be our guardian considering our situation and not to betray us.

And my late father used me the only son as the beneficiary / next of kin on the day of deposit and also told me to look an assistance of a foreigner with a legitimate bank Account abroad who will stand as co-beneficiary and partner abroad to ensure a successful hitch free transfer of the fund abroad.
Please I AM waiting to hear from you.
thanks and God bless you.
Yours truly,
AHMED HASSAN.

Michael Agu and his short message

This guy must be joking! At least he has not written a long winded e-mail stating all sorts of rubbish.

---------- Forwarded message ----------
From: MR MICHAEL AGU
Date: Jan 30, 2007 5:16 PM
Subject: contact my secretary
To: xxx@xxx.xxx


Dear friend,
I am very happy to inform you about my success in getting that fund Now, I want you to contact my secretary on the information belowNAME; Mr.Roland Aloy EMAIL ( rolandaloy11@yahoo.ca )ask him to send you the total sum of 8 00.000. eight hundred thousand US dollars in a bank draft, which I kept for yourcompensation.
CONTACT HIM ON this email(rolandaloy11@yahoo.ca )
1. FULLNAMES:______
2. ADDRESS:________
3. SEX:___________
4. AGE:_______
5 .PHONE NUMBER:_
6.CITY:________
7.COUNTRY:____

BEST Regards,
MR MICHAEL AGU

Andrew is soliciting your confidentiality

Like most of the fraud e-mails you can tell this one is written by an African. A real Brit wouldn't write this way at all.

Notice he doesn't quote a name? He just writes:

One of our customers who bears the same name with you

That would fit for anybody, don't you think?

---------- Forwarded message ----------
From: andrew thomas
Date: Jan 29, 2007 11:40 AM
Subject: WAITING FOR YOUR COOPERATION
To:

Attn Friend.
First, I'm soliciting your utmost confidenciality in this Transaction. I am Mr Andrew thomas the head/Investment wealth Manager Standard Chartered Bank plc Main Office-1 Aldermanbury Square, London EC2V 7SB, Aldermanbury Square, London.

One of our customers who bears the same name with you,a National of your country who used to work with Exxon Mobil here in london. an experienced, independent, oil and gas company with a proven track record of oilfield exploration died On the 12th of November 2001 on his way to see his wifes parent. His wife a Caribbean from Dominican Republic and their two daughters were involved in a Plane crash American Airlines Flight 587 that left JFK airport on its way to the capital, Santa Domingo, when it crashed in a New York suburb killing 265 people on board. Since then We have made several inquiries to your embassy here to locate any of his extended relatives, which has been unsuccessful since 2001.

After these several unsuccessful attempts, I decided to track over the Internet, to locate any member of his family or relative hence I contacted you.I'm taking this advantage in order to better my life and that of my family. I have contacted you to assist in repatriating the fund valued at £10,320,000.00 (Ten million three hundred and twenty thousand pound sterling ) Left behind by our customer before it get Confiscated by the Government or declared unserviceable by our bank where he had a credit balance of £10,320,000.00 (Ten million three hundred and twenty thousand Great British pounds sterling ).According to the British law of Inheritance Act, at the expiration of 5 years with three months running Grace (5/3 years], the money will revert to the ownership of the British Government if nobody applies to
claim the fund and the five years is this month with the three months which will elapse by January 2007.

For the fact that I have been unsuccessful in locating the relatives since then I seek your consent to present you as the next of kin to the deceased, so that the proceeds of this account can be paid to you.I have secured from the probate an order of mandamus to locate any of the deceased beneficiaries, and more so I am assuring you that the business is risk free involvement.

Therefore, on receipt of your positive response, i shall then discuss the percentage that is coming to me after the money is been credited in your chosen account and the modalities for transfer.We will work together in procuring the necessary legal documents that may be needed to actualize this proposal since I will contract the services of our bank accredited lawyer who will legally represent you here. All I require from you is your honest cooperation to enable us see this transaction through. I guarantee you that this will be executed under legitimate arrangement that will protect you from any breach of the law.
Website Link

If this proposal is acceptable by you, kindly get back to me .I want you to also furnish me with your private telephone/fax or preferably your mobile numbers contact address, occupation,Age,and everyother information that will enhance a free and fair transaction.which will enable me to apply for the release and subsequent transfer of the fund in your favour.

Thank you in advance for your anticipated cooperation.
Yours Faithfully,
Mr Andrew Thomas.

Ann Willie is a Damsel in distress

This is the first one of the "I'm a refugee with a box full of loot at a security company in Europe" kind of stories this year.

They are not as prolific as the Lottery e-mails. Just the same, they do appeal to people who are willing to help others in dire situations. They are preying on the charity of others.


---------- Forwarded message ----------
From: ann willie
Date: Jan 27, 2007 4:45 PM
Subject:
To: xxx@xxx.xxx

Message-Id: <20070127133930.4AC7033F41D@rasn.rasn.com.br>
Date: Sat, 27 Jan 2007 13:39:30 +0000 (UTC)

From Mrs Ann Willie.
Dakar Senegal
West Africa.

Good Day,

I am pleased to introduce a business opportunity to you,i hope you will not be embarrassed receiving this mail as we have not had previous correspondences on this.

I decided to contact you based on the clearance and assurance i got from source that linked me to you. I hope you will not impede the trust and confidence I repose in you.

In brief introduction, I am Mrs.Ann Willie, an Ivorian National. The wife of (Dr. Martin Willie) My husband was a very rich Wood and Cocoa merchant, based in Abidjan, the economic capital of Ivory Coast before he was poisoned to death by his business associates on one of their outing todiscussion a business deal.

I had earlier lost my mother in car crash in the year 2000 along San Pedro Road. Before the death of myfather on September 26th, 2003 in a private hospital where he has been admitted. He, my father called me secretly to his bed side and told me that he kept a sum of $8,328,000 ( Eight Million three Hundred and Twenty Eight Thousand United States Dollars) in a Fix suspense account in a Finance House in Europe.that he uses my names as the next of kin in the fund.

He also explained to me that it was because of this money that he was poisoned by his business partners and that I should seek for a foreign partner in a country of my choice where I would transfer this money and used it for an investment such as (real estate management or stock market).

After my father's death, I was faced with many dangers from hostile relatives and business associates and couple with the war in my country between the Government and the rabel. I have abandoned my country came to Dakar Senegal where I took refuge at the Dr. Faye Refugee Camp in Dakar Senegal.

I succeeded in confirming the availability of the fund at the Finance Company in Europe, but my Asylumcondition does not allow me to travel and couple that i do not know how to handle the money because of my age.

I am appealing to you to help me and as follows:

Thanking you for your understanding.I look forward toyour earliest reply to my email.

Please send to me the followings.

1) Telephone number
2)Fax number
2)Age and sex.
4) your full name
5) House address.

Yours truly
Mrs Ann Willie